Dashboard
Jan – May 2026 · Swedbank data
re:member flex — 48 036 kr outstanding at 21.09% APR. Minimum payment only, balance growing each month.
Sergel Kreditservice — 4 000 kr outstanding at 25.00% APR. In collections — pay immediately to protect your credit score.
Monthly deficit ~25 362 kr/month on average. Loan buffer running low.
Avg monthly income
30 031 kr
Highly variable Jan–May
Avg monthly spending
55 393 kr
184% of income
Total debt
194 566 kr
52 036 kr urgent
Cash on hand
19 283 kr
Across 4 Swedbank accounts
Monthly Cashflow
Income Spending
Debt Snapshot
Swedbank Loan96 530 kr
re:member flex ⚠48 036 kr
Resurs Bank23 000 kr
AMEX (closed)19 000 kr
Sergel Kreditservice ⚠4 000 kr
Klarna / Riverty4 000 kr
Total: 194 566 kr
Family Remittances (Jan–May)
Aabo
Father · $500/mo
Zamzam Osman Bulalle
Family (Hooyo pool) · $150/mo
Casha Cismaan Bulalle
Family · $100/mo
Safiya Osman Bulalle
Family · $100/mo
+46 704 324 845
Swish contact (net sender)
Mahdi Raabi Mire
Family/friend · $50/mo
Total sent (TalkR + Bank): −62 115 kr
Profit & Loss
Income vs expenses by account
Accounts
Capital / Loan buffer
7 621,97 kr
···5469 · e-sparkonto
Berlin daily
153,62 kr
···6517 · Privatkonto
Main / Sweden
11 277,32 kr
···3072 · Privatkonto
Bills & debt
229,98 kr
···5327 · e-sparkonto