Spending
Category breakdown & budget vs actual
Total spent: 274 967 kr
Monthly budget: 26 775 kr
Over-budget: +20 328 kr/mo
Spending breakdown
By category
Wise (rent + other)77 048 kr28.0%
TalkR remittances52 115 kr19.0%
Debt repayments44 300 kr16.1%
Budget/F (SEB family)25 000 kr9.1%
Other14 010 kr5.1%
Berlin banking/ATM13 679 kr5.0%
Shopping10 317 kr3.8%
Bills (ad-hoc)9 969 kr3.6%
Misc transfers8 600 kr3.1%
Food & groceries7 258 kr2.6%
Swish out5 028 kr1.8%
Entertainment3 690 kr1.3%
Telecoms1 749 kr0.6%
Union/Akassa1 175 kr0.4%
Subscriptions1 029 kr0.4%
Budget vs Actual — by group
Budget vs Actual — detail
| Category | Group | Budgeted | Actual | Δ | % |
|---|---|---|---|---|---|
| Family remittances | Family | 3 000 | 10 423 | +7 423 | +247% |
| Berlin rent (Wise) | Housing | 8 200 | 13 225 | +5 025 | +61% |
| Budget/F (SEB family) | Family | 0 | 5 000 | +5 000 | — |
| Berlin ATM/cash | Living | 0 | 2 736 | +2 736 | — |
| Shopping (one-offs) | Living | 0 | 2 063 | +2 063 | — |
| Misc transfers | Other | 0 | 1 720 | +1 720 | — |
| AMEX | Debt | 0 | 1 400 | +1 400 | — |
| Swedbank loan | Debt | 0 | 694 | +694 | — |
| Sergel | Debt | 0 | 584 | +584 | — |
| Klarna | Debt | 0 | 441 | +441 | — |
| Subscriptions | Bills | 0 | 206 | +206 | — |
| CSN | Bills | 1 450 | 1 584 | +134 | +9% |
| Phone | Bills | 295 | 350 | +55 | +19% |
| Deutschlandticket | Transport | 650 | 700 | +50 | +8% |
| Akassa | Bills | 140 | 140 | 0 | 0% |
| Union (Unionen) | Bills | 235 | 235 | 0 | 0% |
| YouTube | Bills | 95 | 95 | 0 | 0% |
| re:member | Debt | 1 500 | 1 500 | 0 | 0% |
| Resurs debt | Debt | 2 000 | 1 727 | −273 | -14% |
| Charity | Giving | 410 | 90 | −320 | -78% |
| Groceries | Living | 2 000 | 1 452 | −548 | -27% |
| Avanza savings | Savings | 2 500 | 0 | −2 500 | -100% |
| Fun / Chill | Living | 4 300 | 738 | −3 562 | -83% |
| Total | 26 775 | 47 103 | +20 328 | +76% | |